For NH or ME residents who are self-employed or do not have access to group benefits from an employer, purchasing directly from an insurance provider or through the ACA Marketplace Exchange is the best solution.

AHS is a leader in this arena, answering questions, and supporting and guiding you to enroll in the most suitable and cost-effective plan for you and your family.

Group health insurance, sometimes called employer-based coverage, is a type of health insurance plan offered by an employer. For NH and ME business owners who wish to provide employee benefits, a group policy may be the best way to make it happen.

Group plans provide comprehensive coverage, ensuring employees have access to essential medical services. Group health insurance is a valuable way to make affordable coverage available while promoting well-being and security for its members.

ICHRAs and QSEHRA are game changers for businesses and organizations offering health insurance benefits to employees. An option that helps employers take control of their healthcare spending, AND allows employees to take control of their health benefits.

An individual coverage HRA (ICHRA) is an employer-funded HRA that reimburses employees for medical premiums and/or expenses. Employers can reimburse without paying payroll taxes, and employees don't have to pay income tax. Employers can define their budget and have total control over their insurance spending, contributions, and risk.

If you're over age 65, Medicare alone may leave you with significant out-of-pocket expenses for your health care. We offer several supplemental plan choices that effectively fill the gap beyond Medicare's limitations. Our experienced Medicare team is here to assist you in making the best decisions for you!

Currently, we represent 9 organizations that offer 47 products in your area. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

Protect your paycheck! If you're injured or become sick and can't work for an extended time, how do you meet your day-to-day financial obligations? You can provide peace of mind for you and your family even if you become permanently disabled. Available for individuals and your company's employees.

Whether you are looking for a low-cost, high-death benefit solution or are interested in building tax-free long-term savings, let us help you calculate your needs and find the best policies to fulfill them.

Dental and vision insurance is valuable for preventive care, cost savings, and peace of mind. You will want to consider your needs and preferences when choosing a plan. Available for individuals, employer-sponsored plans, or as a voluntary benefit, this is a very good offering for most people to assist with the high cost of dental and vision care.

Plan during your younger and working years for unexpected long-term illness or injury. LTC planning is important before you retire. Partnering with and access to all the top insurance companies, let our team of specialists with unsurpassed experience structure the right plan for you.

Health insurance benefit plans can leave you with additional out-of-pocket expenses when traveling outside your provider network area. Additional protection for your specific travel time away is inexpensive and an easy application process.