2026 Open Enrollment
ACA Individual Market
January 15th deadline for a February 1st effective date
Medicare Advantage Members:
Members can only review and enroll in a new plan from January 1st to March 31st
At Affordable Health Solutions of New Hampshire and Maine, we believe that true freedom comes from knowing you’re protected. Our mission is to guide you through the complexities of health insurance to ensure you have the confidence to live life to the fullest.
Open Enrollment is the designated time each year when individuals and Medicare subscribers can review and make changes to their health insurance plans.
During Open Enrollment, Affordable Health Solutions offers personalized guidance to help you explore your options and find the best coverage for your needs.
Whether you're seeking individual coverage or Medicare plans, you'll find all the information and resources you need right here to make informed decisions about your health care.
AHS Insurance Services Empower You to Live Free & Protected.
Enrollment deadlines are as follows:
ACA Individual Market:
January 15th deadline for a February 1st effective date
Medicare Advantage Members:
Members can only review and enroll in a new plan from January 1st to March 31st
Your plan change takes effect the month after you submit your enrollment.
Enrollment/plan change options:
1. Switch from Medicare Advantage to Original Medicare plus a P Part D plan
2. Switch from one Medicare Advantage plan to another
*You can only make one change during this open enrollment period (as opposed to the fall enrollment period, when you can change your mind multiple times if necessary).
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ENROLLMENT 2026
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INDIVIDUAL MARKET - January 15th deadline for a February 1, 2026 effective date
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MEDICARE – Medicare Advantage Members can only review and enroll in a new plan from January 1 - March 31, 2026
// ENROLLMENT 2026 // INDIVIDUAL MARKET - January 15th deadline for a February 1, 2026 effective date // MEDICARE – Medicare Advantage Members can only review and enroll in a new plan from January 1 - March 31, 2026
FREQUENTLY ASKED QUESTIONS
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Open Enrollment is your annual opportunity to enroll in or make changes to your health insurance plan. This critical period allows you to assess your options and ensure you have the coverage you need for the upcoming year.
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Enrollment deadlines are as follows:
ACA Individual Market:
January 15th deadline for a February 1, 2026 effective date
Medicare Advantage Members can only review and enroll in a new plan from:
January 1 — March 31, 2026 -
Here are some key topics we will go over:
Check Provider Networks: Ensure your preferred doctors and hospitals are in-network with AHS plans.
Review Prescription Coverage: Make sure your medications are covered under the plan.
Consider Your Budget: Factor in premiums, deductibles, and out-of-pocket costs.
Gather Necessary Documents:
Social Security details
Income information
List of medications and healthcare providers
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We will guide you through any technical terms but here are a few for reference.
Premium: The monthly payment you make for your health insurance.
Deductible: The amount you pay out-of-pocket before your insurance starts covering costs.
Copay: A fixed fee you pay for specific services, like doctor visits.
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1. Personalized Consultation: We’ll sit down with you to understand your unique healthcare needs and financial situation.
2. Plan Comparison: Our experts will help you review and compare available plans, explaining the benefits and costs associated with each option.
3. Assistance with Enrollment: We’ll walk you through the enrollment process, making it easy to complete your application accurately and on time.
4. Ongoing Support: After enrollment, we’re still here for you! Whether you have questions about your coverage or need assistance with claims, our team is just a call away.
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Absolutely! We can assist with enrollment outside the regular period if you've experienced a qualifying event, such as loss of coverage, relocation, or family changes.