Open Enrollment is your annual opportunity to enroll in or make changes to your health insurance plan. This critical period allows you to assess your options and ensure you have the coverage you need for the upcoming year.

For a January 1st, 2026 effective date, Enrollment deadlines are as follows:

ACA Individual Market:
Nov 1st - December 15th

Medicare Members:
October 15th - December 7th

Here are some key topics we will go over:

• Check Provider Networks: Ensure your preferred doctors and hospitals are in-network with AHS plans.

• Review Prescription Coverage: Make sure your medications are covered under the plan.

• Consider Your Budget: Factor in premiums, deductibles, and out-of-pocket costs.

• Gather Necessary Documents:

  • Social Security details

  • Income information

  • List of medications and healthcare providers

We will guide you through any technical terms but here are a few for reference.

• Premium: The monthly payment you make for your health insurance.

• Deductible: The amount you pay out-of-pocket before your insurance starts covering costs.

• Copay: A fixed fee you pay for specific services, like doctor visits.

1. Personalized Consultation: We’ll sit down with you to understand your unique healthcare needs and financial situation.

2. Plan Comparison: Our experts will help you review and compare available plans, explaining the benefits and costs associated with each option.

3. Assistance with Enrollment: We’ll walk you through the enrollment process, making it easy to complete your application accurately and on time.

4. Ongoing Support: After enrollment, we’re still here for you! Whether you have questions about your coverage or need assistance with claims, our team is just a call away.

Absolutely! We can assist with enrollment outside the regular period if you've experienced a qualifying event, such as loss of coverage, relocation, or family changes.