Posts Tagged ‘NH Health Insurance’

Anthem Blue Cross/Blue Shield Continues Lower Rates Through March

Believe it or not, in these days of rising health care costs, Anthem Blue Cross and Blue Shield actually reduced NH rates for individual health insurance policies by as much as 10% for the fourth quarter of 2010. Even more remarkable: These lower rates have been held through the first quarter of 2011. Applications for […]

Healthcare Reform And Tax Increases

Although The Patient Protection and Affordable Care Act (Health Care Reform) doesn’t fully go into effect until January 2014, several elements are in place now in 2010. The additional costs to cover these current enhancements will be primarily reflected in additional insurance premiums for individuals and small business health plans. To help pay for some […]

Should You Grandfather Your Health Insurance Under the New Healthcare Reform?

The Patient Protection and Affordable Care Act (Health Care Reform) provides an option for business group health insurance as well as individual health insurance to be grandfathered. If a health insurance policy was active prior to March 23, 2010 and the coverage elements remain essentially the same, it will be considered grandfathered.

2010 Health Care Forum

I just received an invitation to an interesting forum on NH health insurance that I thought I should pass along. If you’re a small business owner, employee benefits manager or CEO you won’t want to miss the second annual New Hampshire Business Review Health Care Forum. When: October 6, 2010 7:30 – 11:30 Where: Southern […]

The Next Wave of Health Care Reform Comes Sept. 23. Are You Ready For It?

The bulk of change in our health care system happens in 2014, but there have been some adjustments in 2010 and the next wave will be effective September 23, 2010. The changes are mostly additional mandates to policy provisions. While these required enhancements to health insurance policies are well-intentioned and will benefit certain people, they […]

Don’t Wait For Health Care Reform To Solve Your Health Insurance Needs Today

In the past few months, I’ve heard more and more people say they’ll wait for the Affordable Health Care for America Act (a.k.a. Health Care Reform) to resolve their current health care issues. While there are a few elements of Health Care Reform that went into effect in 2010, most people seeking coverage won’t see […]

How do HSA plans work? Is a Health Savings Account Health Plan Right for You?

Health Savings Account (HSA) health insurance plans have been steadily growing in popularity since they replaced Medical Savings Accounts about nine years ago. There are  two basic reasons to consider an HSA: saving money on your taxes and generally lower premiums compared to conventional copay type health plans.  Once you grasp the basic functionality of […]

How to Get a Business Tax Credit in 2010 from Health Care Reform

Most effects of health care reform won’t play out until 2014, but there are some important changes happening this year that small business owners should know about and try to capitalize on. The most significant health care reform impact in 2010 is the tax credit for small business owners.  To be eligible for this credit, […]

The Pros and Cons of Online Individual NH Health Insurance

Online health insurance may seem like a great idea: fast, convenient, and possibly cost effective, right? Think again. Purchasing online health insurance is probably not in your best interest. You should talk to a professional before making any buying decisions. Pros (Assumed) Saves Time – Well, maybe!  You plan on a couple clicks and the […]

Self Service NH Health Insurance – Friend or Foe?

In this day of immediate gratification consumerism and the convenience of purchasing almost anything on line, more and more Americans are making heath insurance decisions completely on their own, without any advice from a qualified professional.  Before we go any further on this topic, it is crucial you understand the number one reason motivating people […]