The Patient Protection and Affordable Care Act (Health Care Reform) provides an option for business group health insurance as well as individual health insurance to be grandfathered. If a health insurance policy was active prior to March 23, 2010 and the coverage elements remain essentially the same, it will be considered grandfathered.

I just received an invitation to an interesting forum on NH health insurance that I thought I should pass along. If you’re a small business owner, employee benefits manager or CEO you won’t want to miss the second annual New Hampshire Business Review Health Care Forum. When: October 6, 2010 7:30 – 11:30 Where: Southern […]

In the past few months, I’ve heard more and more people say they’ll wait for the Affordable Health Care for America Act (a.k.a. Health Care Reform) to resolve their current health care issues. While there are a few elements of Health Care Reform that went into effect in 2010, most people seeking coverage won’t see […]

Health Savings Account (HSA) health insurance plans have been steadily growing in popularity since they replaced Medical Savings Accounts about nine years ago. There are  two basic reasons to consider an HSA: saving money on your taxes and generally lower premiums compared to conventional copay type health plans.  Once you grasp the basic functionality of […]

Online health insurance may seem like a great idea: fast, convenient, and possibly cost effective, right? Think again. Purchasing online health insurance is probably not in your best interest. You should talk to a professional before making any buying decisions. Pros (Assumed) Saves Time – Well, maybe!  You plan on a couple clicks and the […]