Believe it or not, in these days of rising health care costs, Anthem Blue Cross and Blue Shield actually reduced NH rates for individual health insurance policies by as much as 10% for the fourth quarter of 2010. Even more remarkable: These lower rates have been held through the first quarter of 2011. Applications for […]

The Patient Protection and Affordable Care Act (Health Care Reform) provides an option for business group health insurance as well as individual health insurance to be grandfathered. If a health insurance policy was active prior to March 23, 2010 and the coverage elements remain essentially the same, it will be considered grandfathered.

Health Savings Account (HSA) health insurance plans have been steadily growing in popularity since they replaced Medical Savings Accounts about nine years ago. There are  two basic reasons to consider an HSA: saving money on your taxes and generally lower premiums compared to conventional copay type health plans.  Once you grasp the basic functionality of […]