Local, Independent Health Insurance
for the Seacoast, NH Area

Affordable Solutions that Make Sense for You

Located in the heart of downtown Portsmouth, AHS has been serving the health insurance needs of the Seacoast, New Hampshire area since 2002. As independent insurance brokers, Jim Houghton and Lorie Graves offer decades of combined experience in New Hampshire health insurance. Jim and Lorie act as your advisors, consultants and consumer advocates to help you find the best options available to you. Remember, there are no additional costs in choosing an independent broker to represent you versus buying directly from an insurance company. Our portfolio of products includes everything offered in NH that meets our quality and value standards. Your search is truly over once you contact us.

For new clients, our goal is to take the stress out of the insurance purchase process. We carefully assess your current situation and dedicate all the time you need to thoroughly understand your options. We closely follow every step of the application and approval process.

For existing clients, the support doesn’t end once you choose to establish a policy with AHS. We will continue to be here for you to help with initial implementation of your coverage and answer any questions you ever have. “Immediate response resolution” is our commitment to customer service. We constantly monitor the pulse of the industry so if changes occur to your benefit, we will let you know.

Let us help. AHS won’t let you down.

Jim Houghton


Jim HoughtonAs the founder of AHS, I am dedicated to providing real choices for health insurance and group benefits to Seacoast, New Hampshire residents. I've worked hard to build a reputation as an honest, easy-to-work-with, independent insurance broker. I'm proud that my clients consistently have a sense of clarity and calm in understanding their health insurance choices instead of the confusion and frustration too often associated with the industry.

After many successful years in sales and marketing in the beverage industry, I began a second career as a dedicated agent for a single insurance company in 2001. It was a great learning experience, but frustrating to be limited to one product and only able to help about 30% of the people I met. When new laws dramatically changed the NH individual insurance market in 2002, I seized the opportunity to declare myself a true independent broker and formed Affordable Health Solutions. I can now offer my clients every option that meets my value and quality standards.

This flexibility lets me provide realistic health insurance choices for virtually everyone who contacts AHS. I can do this by providing the best insurance policy to suit your needs or by clearly explaining the options you have. I am not beholden to any one provider.

I apply this same dedication and independence to providing group benefits services. It's a big challenge for most small business owners to offer quality benefits at an affordable cost. I take the time to find the right choices for you and then help you develop an effective cost-sharing strategy for your business. The AHS difference doesn't stop there. I make it a point to meet with each of your employees to make sure they understand their benefit choices. I’ll even schedule individual consultations with employees and their family members to discuss coverage for any health issues.

The bottom line is, I love what I do and I love that my clients feel comfortable working with me. Contact AHS for yourself and see how much easier insurance can be.

Lorie Graves


Lorie GravesOffice Manager Lorie Graves joined Affordable Health Solutions in January 2009, bringing 15 years of experience in the insurance field as a liaison between the NH broker community and countless insurance companies. She is fully licensed in New Hampshire and seasoned at effectively guiding clients through the entire insurance process.

Lorie is a veteran of the insurance industry and her knowledge of varied insurance plans has been a tremendous fit to AHS's independent approach of offering flexibility and realistic options. She is known for her attentive customer service, attention to detail, and unfailing ability to follow up.

Lorie is prominent in church and community activities in her Rochester, NH community where she is a life-long resident. Her family is her greatest passion. In her leisure time, you will find her working wonders in her garden.

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